A Pragmatic Play slot where Free Spins and Lucky Treasure Bag respins drive the action, backed by a 96.50% RTP and low volatility.

Five reels, 40 paylines. Pirate Gold takes you to a five-reel, four-row grid where treasure and adventure meet on 40 fixed paylines. Released in 2019 by Pragmatic Play, the slot combines a pirate and treasure theme with features including Free Spins, Hold and Spin mechanics, and Money Collect symbols. Its low volatility means small wins arrive regularly rather than rare big payouts. The standard game runs at 96.50% RTP, giving you a clear picture of what to expect over many spins.
Who should play Pirate Gold. This slot suits players who enjoy steady action and modest wins across a session. The low volatility and fixed paylines create a straightforward experience, while the range of bets from NZ$0.40 to NZ$200 lets you choose your stake. If you prefer rare massive payouts or want to hunt for volatility, Pirate Gold plays differently. The theme and simple mechanics appeal to players new to slots or those who value frequent landing symbols over chasing jackpots.
Lucky Treasure Bag and multipliers. The Lucky Treasure Bag respin round defines Pirate Gold's bonus play. Trigger it by landing eight or more Money symbols in a single spin, and you begin with three respins on a special grid. Money, Retrigger, and Multiplier symbols populate these reels alongside blanks. Each Money symbol that lands resets your respin count to three, while Multipliers (2x, 3x, or 5x) stack to multiply your total Money haul. Filling all 20 grid positions awards the Grand Jackpot, making this feature the peak win opportunity.
Read moreEvery figure here explains how the game runs and what it means for your stake.
Understand what happens each time you spin, from picking your stake to seeing the outcome
The payouts below show what you win in money at a stake of NZ$0.40. Land more matching symbols across the 40 paylines and your payout grows.
How do you unlock free spins? Land 3 or more bonus symbols on reels 2, 3 or 4 to start 10 free spins. During this round, the pirate captain symbols turn wild on reels 2 through 5, expanding your chances to land winning combinations. Trigger 3 more bonus symbols during free spins to add another 10 spins with no cap on retriggering.
What happens when money symbols pile up? Collect 8 or more money symbols in a single spin to start the Lucky Treasure Bag respin round. You get 3 respins to begin, reset to 3 every time a money symbol lands. Special reels hold money, multiplier and retrigger symbols; multipliers stack together and boost your treasure total, and filling all 20 positions awards the grand jackpot.
How wins form on Pirate Gold. The base game runs across 5 reels with 4 rows each, giving you 40 fixed paylines that cannot be switched off. Wins pay left to right when matching symbols land on adjacent reels. Money symbols can appear on all 5 reels during base game play, building your chance to trigger the respin feature.
RTP is a long-run average calculated over millions of spins, not a guarantee for any single session or player. The 96.50% figure here applies only to the standard game played without any purchased features.
When does the bonus arrive? Every spin lands the bonus round on its own schedule. You might wait fifty spins or trigger it twice in a row. The paytable shows the payout when it comes, not how often.
Your result remains random. The RTP of 96.50% applies across thousands of spins. One session—your session today—might run better or worse than the average. Only the long term shows the real figure.
The maximum win you probably won't reach. Pirate Gold can pay up to NZ$6,454,000 at the highest bet. That ceiling is real, but so rare that most players never see anything close to it.
The demo gives you virtual coins to spend across any number of spins. You see exactly how the reels move, which symbols pay, and how bonuses trigger—with nothing at stake and no winnings to claim.
Play demoWhen you play for money at Spinrollz Casino, your real balance sits behind each spin. Wins go straight to your account, triggering free spins or respin rounds just as the paytable sets out, with every outcome determined by the game's maths.
Play for realGet straight answers on free spins, maximum wins, RTP and demo play.
Set your spending cap. Decide how much NZ$ you can afford to lose on this session and set that as your budget before the first spin. Once you reach it, stop playing.
Stop after a win. Wins do not mean keep playing. Choose in advance when you will stop—after a certain win amount or after a set number of spins. Stick to it.
Account spending tools. Use your account's deposit limits and loss limits. These tools cap how much you spend and how much you can lose across all games.
When to pause or stop? When Pirate Gold stops being fun, take a break. Use a cooling-off period or self-exclusion through your account or through the Problem Gambling Foundation of New Zealand.
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